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But while HUD labeled the new rules as merely “informal guidance” intended to bring more clarity, a group. the CBC Mortgage Agency, which provides down payment assistance to borrowers nationwide.

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“This regulatory framework has caused many lenders to retreat from the FHA program.” To remedy the situation, the group suggested revisions that reflect the subjective nature of mortgage lending.

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Kaul said the group focused on monetizing home equity to bolster retirement. the Federal Housing Administration’s Home equity conversion mortgage program, which has fallen short of its potential,”.

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