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Average 30-year mortgage rate falls to 4.1% · PERT Florida Real Estate School

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Mortgage buyer Freddie Mac said Thursday the rate on 30-year fixed-rate loans eased to an average 4.12 percent from 4.20 percent last week. That was still sharply higher than a 30-year rate that averaged 3.65 percent for all of 2016, the lowest level recorded from records going back to 1971.

1 percentage point = 100 basis points. Put another way, a basis point is 0.01. A mortgage point is 1% of the loan amount. Then there are mortgage rates, such as 3.125%, which could rise to 4.125% or fall to 2.125%. People generally lock when they are happy with the offered rate.

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Average US 30-year mortgage rate falls to 3.89 percent. Mortgage buyer Freddie Mac said Thursday the average rate on 30-year fixed-rate home loans dropped to 3.89 percent from 3.94 percent last.

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WASHINGTON (AP) — Average U.S. rates on fixed mortgages fell this week for a second straight week as the spring home-buying season has gotten off to a slow start. Mortgage buyer Freddie Mac said Thursday the average rate for the 30-year loan declined to 4.21 percent from 4.29 percent last week. The.

But demand for property increased for the first time in four months as the price falls. fall in mortgage approvals suggests that house prices will remain subdued for some time to come. But the.

Mortgage buyer Freddie Mac said Thursday that the average rate for the 30-year loan fell to 4.27 percent from 4.34 percent last week. The average for the 15-year mortgage eased to 3.33 percent.